Jeffrey Chiew

Jeffrey Chiew

Tell me, what is the only CONSTANT in Life?

Two words that changed my Life: "I WILL. I CAN"

Winning is not a sometime thing. It's an all time thing. Go for it and make 2011 a breakthrough year

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Manmohan Abdullah

"Most people should learn to tell their Ringgit where to go instead of asking them where they went."

"The most influential person who will talk to you all day is YOU, so YOU should be very careful about what YOU say to YOU ".Remember, Law of Attraction...it manifests and gives YOU back,more of what YOU say to YOU.Only 21 days left for MDRT,Yes you still caaannnn.

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A big NO and a small no is still the same but a BIG yes is totally different...Remember if you have BIG dreams,you must then think BIG too. 65 Days to MDRT,Yes you can STILLLLLLLL Dooooooooo Itttttttttt...

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As an insurance advisor,you really have only two competitors:illness and death.Your job is to get to your clients before your competition does.

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At the end of 2010,there were about 12 million policies issued in Malaysia against a population base of 28.3million.The penetration rate in Malaysia is only 41%...that means the insurance industry has a Hugh potential for further development .

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Empowerment starts with four small,yet unbelievably powerful words:"What do you think?".Then utter four more powerful words:"You make the call".

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Folks,This is the FIRST thing to organize,if you want to achieve atleast MDRT for 2013(based on 2012 production)..."TIME."

First: Nobody can manage time. But you can manage those things that take up your time.

Second: Time is expensive. As a matter of fact, 80 percent of our day is spent on those things or those people that only bring us two percent of our results.

Third: Time is perishable. It cannot be saved for later use.

Fourth: Time is measurable. Everybody has the same amount of time...pauper or king. It is not how much time you have; it is how much you use.

Fifth: Time is irreplaceable. We never make back time once it is gone.

Sixth: Time is a priority. You have enough time for anything in the world, so long as it ranks high enough among your priorities.

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If you go to work on your goals, your goals will go to work on you. If you go to work on your plan, your plan will go to work on you. Whatever good things we build end up building us.Go start your MDRT from tomorrow.Don't just say"I want to do",please START NOW,its getting late.

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No one does what we do.Not Lawyers -They bring papers; Not Accountants-They bring papers;Not Financial Planners-they bring papers; but we bring in papers too.They are called NEW MONEY.

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Poverty is not a lack of material things.It is the lack of dreams.Have big dreams and than have enough courage.Your courage will open doors of opportunities that skills,money or knowledge can't open

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Success Tip: Don't focus so much energy on what you've lost, focus on what you need to win. There will be times when you may lose Rm 1 million in deals. You'll think it's the end of the world, but the next day you may make Rm 1.2 million.

Nothing is meant to always work out,folks! You just need a Plan B.

Yes! MDRT is a MUST.

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The best angle to approach life's challenges is always the "try-angle".

The person who has been responsible for the life you live right now: YOU.

Everything about you is a result of your doing or not doing... Your income. Debt. Relationships. Health. Fitness level. Attitudes and behaviors.MDRT.

I've often said that you are either creating or allowing everything that is happening in your life.Your Choice,folks!!!Do the CHANGE.

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The Rm 100 challenge....Place a Rm 100 bill before your clients at the beginning of your appointment and tell them,"Mr /Ms Client,you know I am in the financial health-also known as the money-business.If I don't remember to ask you for the names of two people you haven't introduced me yet,this RM 100 is yours to keep".If you try this for a month,you will either be broke or you have more names than ever before to call...Only 70 days left for MDRT..YES YOU STILL CAN.

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The scriptures states,"The harvest is plentiful but the workers are few" and "many are called,but few are chosen."Your clients have chosen you to look after their financial health.Do not let them down.Take your eyes off your problems and pay attention to your clients' problems.In the process,you might notice that your problems become insignificant compared to theirs.

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Three Simple Rules in Life:

1)If you do not GO after what you want,you'll never have it.

2)If you do not ASK,the answer will always be NO.

3)If you don't step FORWARD,you'll always be in the same place.

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Today,the world's population officially hits 7 billion.No one really knows who is Citizen Seven Billion,ofcourse but by the time he grows up,millionaires n billionaires will probably be a dime a dozen.Will your family and you be in this group?Time to ponder and decide.

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Tomorrow will come Daily...but Today will come Today only.

So finish your today's work today itself....and be free tomorrow.

82 days more for MDRT...YES!!! MDRT is a MUST...

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We are ordinary people who performs extraordinary deeds on a daily basis...we are Insurance people.We protect our clients' financial health and all their financial tomorrows today....That's what MDRT teaches us.

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We must be known by the PROBLEMS we solve not by the SOLUTIONS we sell.

When you fall,fall like a seed,to germinate and not like a leaf, to die.

Write down your obituary today, of what you have accomplished in life,work and play and what remains to be done, in order for you to be complete.Tomorrow, when you wake up,thank God for the gift of your life.Then go and do what is not yet done on your list and stay with it until you are done.

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Laila Binti Johari

Michelle Obama's advice on SUCCESS!....."You have to practise success. Success doesn't just show up. If you aren't practising success today, you won't wake up in 20 years and be successful, because you won't have developed the habits of succes, which are small things like finishing what you start, putting a lot of effort into everything you do, being on time, treating people well."

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"Moral excellence comes about as a result of habit… we become just by doing just acts, temperate by doing temperate acts, brave by doing brave acts."– Aristotle

"Peak performers have the ability to be boldly creative in pressure-packed situations."- Gary R. Sitzmann CLU, Oakland, California, USA

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A Secret Scrolls message from Rhonda Byrne: Creator of The Secret and The Power

"You can make 2012 the best year of your life! And you can do it very easily, right now.

All you have to do is set the most powerful intention you can ever set in your life, which is that you will focus only on what you want, think only about what you want, and talk only about what you want. Decide right now that anytime you find yourself thinking or talking about what you don't want, you will stop and demand of yourself, "What is it that I want?" And with all your might, with all your strength, with all your willpower - you will focus on what you want!

This one intention, repeated daily until the New Year and reinforced through 2012, will ensure that you make 2012 the year that your dreams came true, and the greatest year of your life!"

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From The Secret Daily Teachings:

Giving opens up the door to receiving. You have so many opportunities to give every day.

Give kind words. Give a smile. Give appreciation and love. Give compliments. You can give courtesy to other motorists while you are driving. You can give a smile to the car parking attendant. You can give a warm greeting to the newspaper stand person or the person who makes your coffee. You can give by allowing a stranger to go ahead of you into an elevator, and you can give by asking which floor they are going to and pressing the button for them. If someone drops something you can give a helping hand and pick it up for them. You can give warm embraces to those you love. And you can give appreciation and encouragement to everyone.

There are so many opportunities for you to give and thereby open the door to receiving.

May the joy be with you,

Rhonda Byrne: The Secret.

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MDRT Power Phrase of the day:

 "The recipe for a good speech usually includes shortening." - Ron D. Barbaro, Toronto, Ontario, Canada

MDRT Power Phrase: " To improve you must CHANGE. To be PERFECT, you must CHANGE OFTEN!"-David A. Culley. CLU. ChFc. Altanta, Goergia, USA

Power Phrase of the Day

"If you love what you do, you will never work a day in your life!"- Katharine Chaney-Jones CLTC, LUTCF,Wethersfield, Connecticut, USA

So MDRT comrades, NOW you all know why I have been doing it again and again and again. Its about LOVE n PASSION!

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Low Thiam Siew

I have offended God and mankind because my work didn't reach the quality it should have. ~ Da Vinci

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April Alexa Yoon

Vincent Van Gogh (a famous Dutch Post-Impressionist Painter) had 1 ear, people used to tell him, "You have 1 ear, u can't be an artist" and you know what he said? well, he said "I can't hear you"..... and he became an Artist !

MORAL OF THE STORY : Always Believe And Trust Yourself !

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"All you need is twenty seconds of insane courage. And I promise, you won't regret it."- We Bought A Zoo

A philosopher once said, “If you want to be really happy, don’t keep on searching for the things that will make you happy. Instead, find out what makes your life miserable and stop doing it.

Are you going to be like a sparrow that when it rains heavily, you scatter for shelter? Or are you the eagle that will fly through and above the dark clouds of thunderstorm in order to rise against the many challenges that you may face in your career and life...

Are you tired? Ask God for strength. You discouraged? Believe in His promises. You defeated? Pray as if everything depended upon you. And finally, have faith that you play an important role in God's great plan for mankind - Because you do.

Be careful who you surround yourself with today. Are you in the same manner as a pigeon, who always has a flock or a crowd with them, doing nothing at all, but flying to the same places everyday ? Or are you likewise to an eagle, flying to new horizons in life, even if it means by yourself ?

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BE DEAF

i) When anyone tries to impose limits on you

ii) When someone says you can't do it

iii) When someone says it is impossible

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END is not the end,

in fact E.N.D is "Effort Never Dies" and if you get NO as an answer, then remember N.O is, "Next Opportunity" !

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Every time you want to use the word "but", consider the positive impact of using "and" instead. The results will probably be less negative and more productive. Example:

"I love your new look, but it is so different!" (Suggests that you really don't love the new look.)

"I love your new look, and it is so different!" (Opens the topic for discussion.)

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IF

If you live in the past you will die miserable.

If you live in the present you will die happy.

If you never forgive then you will have no life.

If you can move on then life will be good to you.

If you don't care about yourself then stop reading this.

If you care about yourself then listen to my words.

If you care about others then you are truly blessed.

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Fact about LIFE :

We all have problems, it depends on us on how we handle it and every problem has a solution.

But not all problem is a problem.

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Fame or integrity: which is more important?

Money or happiness: which is more valuable?

Success or failure: which is more destructive?

 If you look to others for fulfillment, you will never truly be fulfilled.

If your happiness depends on money, you will never be happy with yourself.

Be content with what you have; rejoice in the way things are.

When you realize there is nothing lacking, the whole world belongs to you.

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For every door that opens, two more will slam in your face.

But that doesn't mean you should stop knocking.

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Happiness gives you more energy.

More energy gives you more motivation.

More motivation gives you more confidence.

More confidence gives you more accomplishments.

More accomplished gives you greatness.

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Scientifically speaking, happiness = greatness

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I am a great fan of Thomas Edison,

Because of his quote that..."Tomorrow is my exam but I don't care.

Because a single sheet of paper cannot decide my future."

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If something's bound to happen, it will happen.. Right time, right person, and for the best reason.

If you are depressed, you are living in the past.

If you are anxious, you are living in the future.

If you are at peace, you are living in the present.

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If You Fall Down, And You Think There's No Way, You Can Stand To Fall Again, So You Don't Want To Get Back Up. Then Let Me Tell You Something, If You Don't Get Up Now Then The Next Fall Will Be Even Harder, So You Need To Get Up Now, And Make The Next Fall Easier, And As Long As You Keep Getting Up, Soon Then Falling Won't Hurt Anymore, Because Every Time You Fall You Know, You Have A Reason To Stand. So Stand For What You Believe In, Because Believing Is A Reason To Stand.

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If you have the will to win, you have achieved half your success; if you don't, you have achieved half your failure.

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If you think you are beaten, you are

If you think you dare not, you don't

If you like to win but you think you can't

It's almost certain you won't.

If you think you'll lose, you're lost

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For out of the world we find

Success begins with a fellow's will

It's all in the state of mind.

If you think you're out-classed, you are

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You've gotta think high to rise

You've gotta be sure of yourself

Before you can ever win a prize.

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Life's battles don't always go to the stronger or faster man

But soon or late the man who wins Is the man who thinks he can.

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If you're not willing to risk it all, then you don't want it bad enough.

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Impossible is just a big word thrown around by small men who find it easier to live in the world they've been given than to explore the power they have to change it. Impossible is not a fact. It's an opinion. Impossible is not a declaration. It's a dare. Impossible is potential. Impossible is temporary. Impossible is nothing.

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It wasn't a bad thing finding out that you don't have all the answers, because you start asking the right questions.

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It's just a bad day, not a bad life.

L - live (for what you want), love (what you got and what you have), and laugh (every time you can).

I - inspire (everything you think about), imagine (the impossible happening), and improve (who you want to be)

F - forgive (who and what that hurt you), forget (about everything in your past), and free (your soul and your thoughts)

E - earn (everything in life), enjoy (every minute you have with the people you love), and exclude (all the negative things in life).

Many times we do not appreciate that.. we have hands, fingers. arms, legs .. our all senses .. and a simple accident makes us think how important is to have every part of our body to fulfill our basic needs.

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Never worry about the delay of your success compared to others. Because construction of a palace takes M0RE time than an ordinary building.

Next time you’re stressed, take a step back, inhale and laugh. Remember who you are and why you’re here. You’re never given anything in this world that you can’t handle. Be strong, be flexible, love yourself, and love others. Always remember, just keep moving forward.

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Success comes to those who realize you can keep one foot on the ground and reach for the stars at the same time.

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The Five W's of Life:

WHO you are is what makes you special. Do not change for anyone.

WHAT lies ahead will always be a mystery. Do not be afraid to explore.

WHEN life pushes you over, you push back harder.

WHERE there are choices to make, make the one you won't regret.

WHY things happen will never be certain. Take it in stride and move forward.

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The number one reason why people quit is because they look how far they've got to go, NOT how far they've come. If one day should you feel like quitting, remember why you held on for so long in the first place.

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The only difference between a good day and a bad day is your ATTITUDE.

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The stronger the wind, the stronger the root. We grow more in hard times than in easy times.

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There's nothing wrong in making mistakes, what's wrong is letting a mistake stay as a mistake, without the effort of making it right.

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To be successful, you have to maintain balance between your thoughts, words, and actions. Be consistent in what you want, what you say, and what you do !

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To create more positive results in your life, replace ‘if only’ with ‘next time’.

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Touch someone with your hand and they tense up.

Touch someone with your heart and they relax.

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Our clients can feel it when we sincerely propose an insurance plan that will greatly protect and benefit them. Being a good and successful agent is not about the fame and fortune that comes with the job, rather what we can do for our clients and humanity. If we do our job well, the money will come....but that shouldn't be our motivation factor.

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When you feel like giving up, always think about these 2 things :

1. The people who are waiting for you to fail, to laugh at you.

2. The people who are waiting for you to win, to laugh with you.

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When you find yourself in the position to help someone, be happy and feel blessed. It’s because GOD is answering that person’s prayer through you.

Remember:

Our purpose on earth is not to get lose in the dark but to be a light to others, so that they may find their way through us.

Whenever possible, travel against the wind. The journey may take longer, but every step will make you stronger.

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You are getting everything you deserve right now based on the person you are being and the decisions you have made. You will continue to get the same thing. You will not get a different result unless you become a different person by habit and action.

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You can play it safe and be good, or you can take a chance and be great.

You get in the biggest fights with the people you care about the most, because those are the relationships you are willing to fight for.

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You have the ability to succeed in anything you attempt ! Sometimes the hardest part is getting started ! We all have the spark within us to do something great ! We just have to find the right motivation and determination to get the fire ignited !

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You have two choices when you wake up in the morning;

Either go back to sleep and dream, or wake up and chase that dream.

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Devadason Arulsamy

It is said, if cancer doesn't kill, the bills will...Shall we get this plan started so that you have enough money to kill cancer?

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Sales Idea - "Mr.Prospect, is this the right thing to do?"

Reply - "Yes"

Advisor - "In all your life, have you ever regretted doing the right thing?"

Reply - "No"

Advisor - "Shall we get this right thing started?"

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Sales Idea - Mr.Prospect, do you want me to be an Advisor or an Order Taker?

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Jessica Tee

Today sin chew daily headline, more and more youngster nowadays become bankrupt / too heavy burden for their credit card due to medical bill strike.. So, have you prepare yourself?

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Jasmine Lily Ho

"Continuous effort - not strength or intelligence - is the key to unlocking our potential." ~Winston Churchill

"Sales are contingent upon the attitude of the salesman - not the attitude of the prospect."~ W. Clement Stone ~

** It is your attitude, not your aptitude, that determines your altitude **-Zig Ziglar

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It is not your client's job to remember you.

It is our obligation and responsibility to make sure they don't have the chance to forget you.- Patricia Fripp

Make every thought, every fact, that comes into your mind pay you a profit. Make it work & produce for u. Don't merely dream - but CREATE! - Maxwell Maltz

Success doesn't come to you... You GO to it!

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Muhamad Fauzi Abdul Karim

"I FAILED in some subject in exam, but my friend PASSED in all.

Now he is an engineer in Microsoft and I am the owner of Microsoft." -By Bill Gates-

Dalam dunia ini... ramai orang yang suka menikmati Madu Lebah (Honey), tetapi berapa ramai orang sanggup menjadi orang yang yang mencari / mengambil madu lebah. Mereka bukan sahaja bukan saya akan mendapat keuntungan hasil jualan madu lebah malah mereka dapat menikmati pemandangan indah dari atas pokok. Walau diceritakan pengalaman beharga itu kepada seseorang... mereka belum tentu dapat membanyangi gambaran sebenar hasil dari pengalaman tersebut. Walaubagaimanapun mereka juga tidak terlepas dari sengatan lebah dan paling menakutkan mati akibat sengatan mahupun jatuh dari pokok yang dipanjat. Sama jugalah seperti seorang MDRT.... Bezanya mereka TIDAK MATI bila berhadapan dengan pelanggan......apa yang penting janganlah berputus asa atas apa jua yang kita sedang / sudah lakukan.

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kita sudah terbiasa dengan perkataan " KALAU TAK BANYAK, SIKIT PUN JADILAH" sebab tu hasil kita pun dapat sikit saja.... cuba pulak kita tukarkan " KALAU TAK SIKIT, MESTI BANYAK"... siapa yang dengar pun akan kembang segala galanya.... cubalah... dan lihatlah perubahan...

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Tidak kisahlah bagaimana ianya bermula...... apa yang paling penting sebenarnya adalah bagaimana ia berakhir kerana kesudahan yang baik itulah penentunya....... -JOM MDRT-

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Ahmad Yuzairi

"i think i have enough life insurance, i got 3 policy for my loved ones, 300,000 should be enough, dont believe leaving so much money to my family" HOW TO HANDLE?? pls share

“The deal is actually closed before the deal happens" Courting and building relationships over time are the only guarantees of succeeding in closing a deal.

“Be the best listener you can". Hear the other guy’s pain; what can you do to solve it? And if there’s pleasure you can add to his equation, focus on that.

“Tricks aren’t good: If you need them, you’re not in position to close anyway. Create true value. That’s what will help you sell faster at the price you want.”

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I recommend you take care of the minutes and the hours will take care of themselves.

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I’ve learned that people will forget what you said, people will forget what you did, but people will never forget how you made them feel.

Let us not say, Every man is the architect of his own fortune; but let us say, Every man is the architect of his own character.

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Many only learns in two ways, one by reading, and the other by association with smarter people.

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Mr prospect, d only security in life is the one that u create... when u r disable, there is 4 source, family,friends,charity and INSURANCE... WHICH DO U PREFER?

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Sow an act, and you reap a habit; sow a habit, and you reap a character; sow a character, and you reap a destiny.

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Denise Sia

"We must all suffer from one of two pains: the pain of discipline or the pain of regret. The difference is discipline weighs ounces while regret weighs tons." -Jim Rohn

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Life is Action & Passion

Think about your goals at every opportunity throughout the day, by Brian Tracy

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Patrick Seow

"You try, you fail, you try, you fail. But the real failure is when you stop trying!"-Madame Leota (The Haunted Mansion)

Success is a journey, not a destination...

The death of a great visionary such as Steve Jobs reminds us that health is the only wealth that really counts.

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Wealth doesn't means financial freedom... :)

Will you loan RM 5,000 to others without guarantor? In fact, you already done so. Each workers that save their money into EPF account with the absence of government as guarantees, lent RM 55.1 billions of loans. If EPF has 10 million members, that means each person has lent RM 5,510.

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IQhalifah Etiqa

Be STRONG , when you are weak , BRAVE when you are scared, and HUMBLE when you are VICTORIOUS ....MDRT is not a ticket being RICH and FAMOUS but its all about RESCUING the Life of OTHERs HUMAN's love ones ....

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IM Possible ...Believe It and Just Do It ...

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That s what all the GOOD LEADERS do ... Inspire OTHERS ... is not about ME alone but is about OTHERS... is a WINNING TEAM ...

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The key of success is FOCUS and WIN ...

Unless commitment is made, there are only promises and hopes....but no plans....Peter Drucker-

Victory belongs to the Most Preservering...Do Not Give up...Go MDRT ...

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Hoo Jee Leng

Change your life by changing your surroundings. If you are wanting to have more success in your life, you need to be around people that are successful. If you want more happiness in your life, you need to be around people who are genuinely happy. If you want to be more Spiritual, you need to surround yourself with Spiritually minded people. When we change our surroundings to match what we want in our life, it’s automatically changes the energy and therefore begins to attract the life you want to create! Surround yourself with MDRT!

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Life is Passion & Action! In this 2hours I wanna Win Julio Elgesias concert tickets, go to my wall, find my photo posted by Starhill Gallery, LIKE my photo taken with Shrek (must click on the photo not the link/post) TQVM! MDRT spirit!

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Roy Asyraf Abdullah

FOCUS-Forget Other Commitment Until Success

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It wasn't a bad thing finding out that you don't have all the answers, because you start asking the right questions.(quoted by April Alexa Yoon) Starting 1st Feb, I'm into full time. Goal given 10 sign up of RM100 premium. With this goal where do i stand? Being exposed to this MDRT group 1000 FYCC a month seems like a joke! I'm only doing takaful. What is it that i,m suppose to be exposed to? combining other products? higher goals with one product? or find my footing first with this goal n gradually learn to find the big fish in the small pond!

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LUCK IS PREPARATION MEETING OPPORTUNITIES.HAPPY CHINESE NEW YEAR TO ALL.

PEOPLE SEE THINGS HAPPENED AND BELIEVE.GREAT LEADERS BELIEVED AND SEE THINGS HAPPENED.

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Chrystal Phuah

改变自己的九条建议 :

　　　　
          一、不沉湎于过去，只活当下，改变自己始於当下。

　　　　《功夫熊猫1》中一句话说得好：“Yesterday is history; tomorrow is mystery; today is a gift. That's why it's called the present.” 人不能活在过去，过去已经成为历史；人也不能活在未来，未来还很神秘。今天是我们惟一能够把握的真切实际，所以，这就是为什么我们要活在当下的原因所在。人不应该用过去的错误来惩罚自己，更不应该用未来的不切实际来麻醉自我，而是应该立足当下：当下师为无上师，当下法为无上法。一切皆我心，我心皆一切。

　　　

      　二、不为琐事迷人眼，凡事皆分主次

　　　　我们都要成功，而成功需要投入。每天我们会面对许多错综复杂的事情，占据我们生活中大量时间。有些时候，我们花费许多时间，却做了很少与我们成功有关的事情。于是，在点滴时间的消失之中，我们失去了取得成功的主动和先机。为了避免类似事情的再次发生，我们必须懂得：学会区分事物的主次，一段时间内的行动和目标、计划都要围绕主要事情来展开。因此，做事情要有大局观，审时度势，力求先解决主要矛盾的主要方面。

　　　

      　三、苦恼皆小事，一切都会过去

　　　　要像洗脸刷牙一样去净化我们的心灵，重塑我们的灵魂，使之保持新鲜、活力！既然世界是变化的，万事万物不断更新，所以，作为最聪明动物的人类也要不断推陈出新、勇于接受改变。有个故事很是令我震撼，说的是一个国王做了一个梦，醒来之后却忘记了梦中的先哲对自己所说的参透人生最重要的一句话。于是国王命令大臣开始回答问题，猜测一下梦中的那句神秘的话该是什么话。终于一个大臣想到，那句话便是：一切都会过去。

　　　　生活中我们不难发现自己会被许多苦恼和小事情所困扰，既搞得自己心神不宁、毫无斗志，也使自己每天笼罩在悲愤郁闷的氛围之中。如果我们真得懂得 “一切都会过去”，神马都是浮云，那么我们有理由相信，每天的我们都是快乐的，每天迎接朝阳的一定是我们最崭新和璀璨的笑容。MG有句话说得很好：“每天早晨起床问，昨天的放下没有，如果没有，今天就不能开始，不能起床。”这样迫使自己断绝过去，迎接新的一天的到来。不管好事不好事，过去的就永远放下，每时每刻都进入新的征程，这才是伟大人物的风范。记住吧：一切都会过去，生活会很美好！

　　　

      　四、借事炼心，不将苦难归咎于他人

　　　　所有的不快都是自己的不快，所有的快乐也都是自己的快乐。所以，喜怒哀乐都是自己给出的定义，与他人无关。时间是自己的，生活是自己的。自由是自己给的，快乐也是自己给的。改变能够改变的，接受改变不了的。忘记承受不了的，永远关注有利自己成长的。不怨天尤人，不喜怒无常，认真对待生活中所遭遇的一切，它们都是我们成长道路上最给力的 “老师”。因为，我们在现实中生活，就要在现实中成长。借事炼心，只在当下。

　　　

      　五、多肯定、不抱怨　　

　　肯定是成功的润滑剂和助推力；抱怨是成功的拦路虎和绊脚石。既然我们都懂得抱怨于己无益，所以一定要时刻提醒自己：只要对自己有益的事情就要千方百计地去实践；只要对自己无益的事情就想都不要想，更不能 “身体力行”。

　　　

      　六、不可事必躬亲，目标理想应志在千里

　　　　只做最重要的事情，比如理想和目标以及战略的制定和策略的使用，将不重要的事情移出你的计划，让自己投身于更加重要的事情中去，不断量变、蜕变、裂变和质变。其次，目标需要远大，志向需要宏远。　　

　　  

        七、将快乐进行到底

　　　　依然记得大学期间，考研是件艰苦的事情。但是再苦再累，自己依然提出 “快乐考研” 的口号，力图将快乐进行到底！人的一生有两段：前半段不犹豫；后半段不后悔；人的一生有两种境界：活着和生活。现在活着是为了好好地生活；而好好地生活是为了更好地活着。人人渴望达到生活的终极状态状态——真心享受生活，从而摆脱忙碌的活着状态。我今方青年，理应展翅飞！

　　　　

        八、将自信牢记心间

　　　　人的胆子是在不断解决问题中历练的；同样，人的自信是在克服困难中积攒起来的。正如亨利•福特所言：“无论你觉得你行不行，你都是对的。”世界上没有什么比我们的信念更加强大有力了。这些信念就是我们来聚焦这个世界的镜头。如果我们觉得自己不具备这个能力，那大脑就会找到证据来证明这个想法。如果我们觉得自己有能力达到它，那同样地，我们的大脑也会自动地锁定一些证据来支持这个想法。

　　　　

       九、绝不拖延，JUST DO IT

　　　　拖延是尘封梦想的地狱；拖延是埋葬潜能的坟墓。回想过去的碌碌无为和虚度年华，皆因拖延而致。如果认准了自己喜欢做的事情，并且愿意为之付出不懈努力，坚持住，JUST DO IT。成功，YES I CAN !

_____________________________

Go live your life without fear , because fear is what holds us back from our dreams.

Our deepest fear is not that we are inadequate.

Our deepest fear is that we are powerful beyond measure.

It is our light , not our darkness that most frightens us.

______________________________

We ask ourselves ,

Who am I to be brilliant , gorgeous , talented , fabulous ?

Actually , who are you not to be ?

You are a child of God .

Your playing small does not serve the world .

There is nothing enlightened about shrinking so that other people won't feel insecure around you.

We are all meant to shine , as children do .

We were born to make manifest the glory of God that is within us .

It's not just in some of us ; it's in everyone .

And as we let our own light shine , we unconsciously give other people permission to do the same .

As we are liberated from our own fear , our presence automatically liberates others .

__________________________

Jason Hoi

Life is unpredictable, as an insurance advisor, we should make sure that all our client or potential client is being insured sufficiently. So when anything bad happens, we can be rest assured that they or their family members have sufficient cash flow to continue living.

_______________________________
Danial Aimman

Motivation is not permanent.Its the habit that keeps thing going.

_______________________________
Gurvindave Singh

Never let fear of rejection or the unknown, Stop you from going after what you want - MDRT 2012 Everyone can do it!

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Lim Ren En

Never say never... Still got 24 hours to make it. Just go out and see the last client till 5pm tomorrow... Miracles happens to those who believe.., and God help those who help themselves... See you at Anaheim MDRT 2012!!

_______________________________
Edmund Tai Kin Mun

Perseverance is the key that makes a financial advisors from good to GREAT ! Enjoy!

امین رحمن________________

The wise thing to do in bad times today create tomorrow good times- Peaks and Valleys Author –

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Joanne Tou

Value has a value only if its value valued

_________________________
Mohd Yusof Hanef

Victory belongs to those who persist

Vision remains vision until you focus, do the work, and bring it down to earth where it will do some good~Donald J.Trump

_________________________
James Peris

Wives always say "Enough insurance!"

Widows always say "Why so little insurance?"

Which would u rather be?

_________________________
Choo Boon Sern

You would want to build a house to last forever, right?

Then, why are you building an income that last only for 20 to 30 years?

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Inspiration quotes from AIA MDRT champions via FaceBook : Part 1