FPP-Forward

Congratulations to all New-FPP graduates for your great attention, energy and focus in completing the New-FPP courses and earns you the prestigious designation as Financial Planners. For year 2010, the New-FPP graduate has achieved more then 55% growth *FYP growth between 2010 and 2009 (period to period basis) as below* with total FYP exceeding RM8 million from 305 participants’ nationwide.   This achievement signifies the strength of the New-FPP that objectively augments the graduates with right knowledge and skills that ensuring their business align and grow with changes of time. Visibly you all had sets the high benchmark as qualified financial planners that clearly is in lines with corporate direction of developing quality agency force. Moving Forward, I will expect each of you to sets Million Dollar Round Table as the minimum standard since MDRT membership is a global recognition with international standard of sales excellence in the life insurance and financ

Assalamualaikum, Selamat Sejahtera Terima Kasih kepada FPP dept, Mr James Khor, memberi peluang kepada saya untuk berkongsi pengalaman kerja saya kepada anda semua. Pada siapa yang tidak mengenali saya, Nama saya Junaidah Binti Harith dari PJ Rayhan.  Saya mula menceburi bidang insurans ini pada umur saya 19 tahun, setelah menamatkan STPM.  Kakak saya Pn. Julainah Harith dari PJ Julainah yang juga merupakan leader saya menceritakan pengalaman kerjaya di AIA kepada saya dan mempelawa saya menceburkan diri dalam industri ini, oleh kerana matlamat masa depan masih kabur jadi saya mengambil keputusan nekad untuk bekerja bersama beliau. Selama 3 tahun pertama, Alhamdulillah saya memperolehi apa yang saya impikan, sebuah kereta Honda, sebuah rumah teres, karier dan keluarga yang bahagia. Pada tahun ke-5, saya mengembangkan lagi sayap dengan membuka agensi saya sendiri iaitu PJ Rayhan dan tahun ini merupakan tahun ke-6 saya di AIA. Sejak ditahun pertama lagi saya telah didedahkan te

Wasiat mudahkan agihan harta pusaka Berita Harian 10 Feb 2009 Pewaris dapat manfaat peninggalan aset ibu bapa tanpa urusan rumit atau ke mahkamah Oleh Azli Ayob “SETIAP ketua keluarga wajar membuat wasiat bagi manfaat warls yang berhak.Dengan adanya wasiat seseorang itu dapat melantik wasi sama ada individu atau Syarikat amanah yang proaktif berkebolehan dan amanah untuk mentadbirkcin hartapusaka atau hutangnya sekiranya ada” Puterl Afroze Ahmed Kamil Perunding Kewangcin Islam IIFIN Planners Sdn Bhd KETIKA ini ada lebih sejuta kes harta pusaka orang Islam yang masih tldak dapat diselesaikan disebabkan factor waris. Ini menyebabkan pewaris harta berkenaan tidak dapat memanfaatkan harta peninggalan ibu atau bapa mereka Bagi orang Islam, pembahagian harta adalah menglkut hukum syarak iaitu berdasarkan faraid tetapi jika waris yang layak bersepakat atau bermuafakat maka pembahagian boleh mengikut persetujuan bersama. Bagaimanapun jika persetujuan bersama sukar diperoleh, p

Heirs need not lose out By SHAHANAAZ HABIB (The Star : Sunday April 4, 2010)  T he Muslim inheritance is a complicated matter and many are uninformed of the numerous ways to effectively provide for their heirs, especially women. "Faraid provides the solution if a family can’t reach a settlement"- RAFIE OMAR       HASSAN died leaving behind his wife, two daughters and two sons.  But before he died, he drew up a will for his assets to be divided equally among the five. His wishes differ from the faraid (Islamic law of inheritance and distribution) system.   Under faraid, his wife gets 1/8 of his assets, the two sons are entitled to twice the portion of their sisters which means each boy receives 7/24 of the assets while the sisters take 7/48 each. (In Islam, it is the male member’s responsibility to take care of the female members lik e his wife, daughters, mother, sisters and aunts, he nce the male is entitled to two portions of the female’s share.) So would

Top 10 Reasons New Sales Reps Fail Source: www.bnet.com Last week’s huge post “Is a Sales Career Right for You?” went through the characteristics that top sales professionals share.  However, the lack of those characteristics aren’t the only reason that sales pros fail.  Here are the top ten reasons that people (mostly new-hires) fail to build a successful career in Sales.  Some of them are similar to the ones described in the original post, but some are new: REASON 1: They base their self-worth on what other people think.   If you define your sense of worth based on how you assume your boss, co-workers, and customers see you, you’ll be deeply hurt by anything that smacks of criticism.  Selling, and working inside a sales organization, begins to look like a series of horrible and (finally) intolerable rejections.   REASON 2: They assume that past failure defines the future.   Some people find failure so unpleasant that they try to avoid it a

How To Break Sales Records Source: www.bnet.com Want to break the sales record for your organization… or even for your entire industry?  If so, here’s the EXACT recipe:   Step 1: Prepare to change.   If you’re thinking of breaking sales records, it’s probably because you’re already pretty good at what you do.  However, it is impossible to break sales records simply by doing tomorrow what you’re doing today.  You’re going to need to do something different if you’re going to “amp it up” to the next level and beyond.   Step 2: Research “best practices.”   Breaking sale records means excelling at every sales skill.  Go through your organization and find people who are the best at each skill.  Learn how they think and how they execute that skill.  Then incorporate that “best practice” into your own tool kit by writing down what you’ve learned, studying it, and practicing it… every day.   Step 3: Measure your behavior.  No m

Source: BFM 89.9 The Business Station     Growing Islamic Insurance with Datuk Syed Moheeb Kamarulzaman, CEO of Takaful Ikhlas 24-Mar-10 11:24 [ Programme Segment: The Breakfast Grille ]   ____________________________________________________ In Part 1, Datuk Syed Moheeb Kamarulzaman, CEO of Takaful Ikhlas, talks about how Takaful works, how it differs from conventional insurance, its value proposition, whether it's cheaper,   offers better cover, better service provides some insights as to where Malaysian Takaful is right now in terms of developing key structural areas like technical, operational, legal and Shariah requirements and discusses the issue of regulation.   Click the following link to (LED) Listen, Explore and Discover more Growing Islamic Insurance_Part 1     ____________________________________________________ In Part 2, Datuk Syed Moheeb Kamarulzaman, CEO of Takaful Ikhlas, talks about the value of the Malaysian and global Takaful industry, growth rate

Source: BFM 89.9 The Business Station Insurance As A Savings Tool  with Alan Chew, Senior V-P - OSK Wealth Planners 01-Jun-09 18:30[ Programme Segment: Moneywise ]   Alan, explains how insurance can be utilized as an instrument in meeting our mid to long term financial objectives. Click the following link to (LED) Listen, Explore and Discover more Insurance As A Savings Tool_Part 1 Insurance As A Savings Tool_Part 2

Source: BFM 89.9 The Business Station   Succession Planning in Chinese Family Owned Businesses   with Professor Joseph Fan - University of Hong Kong 11-Feb-11 17:19 [ Programme Segment: Resource Centre ]   ____________________________________________________   Professor Joseph Fan from the University of Hong Kong talks about his study of Chinese family businesses and how succession s tended to coincide with tremendous destruction of value Click the following link to (LED) Listen, Explore and Discover more   Succession Planning in Chinese Family Owned Businesses